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Care for your loved ones with greater ease
Follow the story of Malik, a husband, father and son who does his best for his family:
Caregiving support
Flexible Work Arrangements (FWAs)
Discuss Flexible Work Arrangements (FWAs) with your employer to better manage your work and caregiving responsibilities.
There are different FWAs that can suit both your needs and the needs of your organisation:
Flexi-place: Work from a different location outside of your office (e.g. work-from-home).
Flexi-time: Have different office hours with no change to total work hours and workload (e.g. flexi-hours, staggered hours, compressed work schedule).
Flexi-load: Take on a different workload and be paid accordingly (e.g. job sharing, part-time work).
The Tripartite Guidelines on FWA Requests (TG-FWAR) sets out:
How employees should request for FWAs and use them responsibly, and
How employers and supervisors should handle FWA requests based on business needs
The TG-FWAR will take effect on 1 December 2024.
Explore Flexible Work Arrangements.
Home Caregiving Grant (HCG)
Get up to $400 a month if you are caring for a family member with disabilities.
The care recipient must be a Singaporean or a PR (with a parent, child or spouse who is a Singaporean), and permanently require help with at least 3 of the 6 Activities of Daily Living+.
+Feeding, dressing, toileting, washing, walking or moving around, and transferring from bed to chair and vice versa.
HCG Tiered Monthly Payout
Table 1: HCG Monthly Payout by Household Income
Household Monthly Income (per person) | HCG monthly payout |
|---|---|
$0 - $1,500 | $400^ |
$1,501 - $3,600 | $250 |
* Based on 2023 Annual Value.
^ If you own multiple properties, you will receive the lower tier of $250 per month.
Apply for the Home Caregiving Grant.
Migrant Domestic Worker (MDW) Levy Concession
Families looking to hire a Migrant Domestic Worker (MDW) to care for loved ones with disabilities can get a concessionary levy rate of $60 a month, instead of the usual $300.
Who is it for?
You qualify if you live with a family member who is a Singapore Citizen, and is one of the following:
Young child below 16 years old
Elderly person aged 67 and above
Person with disabilities - must be certified by a Singapore-registered doctor to require help with at least 1 of the 6 Activities of Daily Living+
+Feeding, dressing, toileting, washing, walking or moving around, and transferring from bed to chair and vice versa.
Apply for the Migrant Domestic Worker Levy Concession.
Support for household expenses
GST Voucher (GSTV)
The permanent GST Voucher (GSTV) scheme helps lower- and middle-income Singaporean households offset GST expenses. It includes cash payouts, MediSave top-ups for eligible seniors, U-Save, and Service and Conservancy Charges (S&CC) rebates.
Find out the estimated benefits for you and your household, using the Support For You Calculator.
GSTV – Cash
Singaporeans aged 21 and above who are residing in Singapore with an assessable income of up to $34,000, annual value of home not exceeding $25,000, and who do not own more than 1 property, have received a cash payout in August 2024 to help with daily living expenses.
Table 2: Cash Payout by Annual Value of Home
Annual Value of Home | Amount received in August 2024 |
|---|---|
Up to $21,000 | $850 |
More than $21,000 and up to $25,000 | $450 |
GSTV – U-Save
To offset your utilities bills, eligible households will receive between $220 to $380 in GSTV – U-Save in four instalments.
Together with the additional top-ups announced at Budget 2024 (B2024), as well as the Assurance Package (AP), households will receive up to $950 in U-Save rebates in FY2024.
Table 3: U-Save Rebates by HDB Flat Type
HDB Flat Type and Disbursement Month | Scheme | 1-and 2-room | 3-room | 4-room | 5-room | Executive/ Multi-generation |
|---|---|---|---|---|---|---|
April 2024 | GSTV | $95 | $85 | $75 | $65 | $55 |
B2024 | $95 | $85 | $75 | $65 | $55 | |
Jul 2024 | GSTV | $95 | $85 | $75 | $65 | $55 |
AP | $95 | $85 | $75 | $65 | $55 | |
B2024 | $95 | $85 | $75 | $65 | $55 | |
October 2024 | GSTV | $95 | $85 | $75 | $65 | $55 |
B2024 | $95 | $85 | $75 | $65 | $55 | |
January 2025 | GSTV | $95 | $85 | $75 | $65 | $55 |
AP | $95 | $85 | $75 | $65 | $55 | |
B2024 | $95 | $85 | $75 | $65 | $55 | |
Total amount | $950 | $850 | $750 | $650 | $550 | |
Note: The B2024 COL U-Save includes the additional $20 of U-Save per quarter from the $1.1 billion COL Package announced in September 2023, to cushion the impact of higher utilities bills from increases in carbon tax and water price.
GSTV – S&CC Rebate
To offset S&CC, eligible households will receive between 1.5 to 3.5 months of GSTV – S&CC rebates in four instalments.
Together with the additional 0.5 month of S&CC Rebate announced at Budget 2024 (B2024), eligible households will receive up to 4 months of S&CC rebates in FY2024.
Table 4: S&CC Rebates by HDB Flat Type
HDB Flat Type and Disbursement Month | Scheme | 1-and 2-room | 3-and 4-room | 5-room | Executive/ Multi-generation |
|---|---|---|---|---|---|
April 2024 | GSTV | 1.0 | 1.0 | 0.5 | 0.5 |
Jul 2024 | GSTV | 1.0 | 0.5 | 0.5 | 0.5 |
October 2024 | GSTV | 1.0 | 0.5 | 0.5 | 0.5 |
January 2025 | GSTV | 0.5 | 0.5 | 0.5 | - |
B2024 | 0.5 | 0.5 | 0.5 | 0.5 | |
Total number of months | 4.0 | 3.0 | 2.5 | 2.0 | |
Learn more about the GST Voucher fund.
Assurance Package (AP)
The Assurance Package (AP) complements the permanent GST Voucher (GSTV) scheme to help relieve cost of living pressures for Singaporean households.
Find out the estimated benefits for you and your household, using the Support For You Calculator.
Community Development Council (CDC) Vouchers
Singaporean households can receive a total of $800 in CDC Vouchers in 2024, as well as $300 in CDC vouchers in 2025, to help with daily expenses. The vouchers can be used at participating heartland merchants and hawkers, as well as participating supermarkets.
Table 5: CDC Vouchers for All Households
Disbursement Month | Amount |
|---|---|
January 2024 | $500 |
June 2024 | $300 |
Total | $800* |
*Excludes $300 in CDC vouchers, to be disbursed in January 2025.
Assurance Package Cash
Singaporeans aged 21 years and above and living in Singapore will receive between $700 to $2,250 in cash over five years, depending on their income and property ownership. This will be paid out yearly in December from 2022 to 2026.
Table 6: Assurance Package Cash Payment by Income
Singaporeans aged 21 years and above in reference year | Disbursement Period | Income up to $34,000 | Income more than $34,000, and up to $100,000 | Income more than $100,000; or owns more than 1 property |
|---|---|---|---|---|
2023 | December 2022 | $200 | $150 | $100 |
2024 | December 2023 | $600 | $350 | $200 |
2025 | December 2024 | $600 | $350 | $200 |
2026 | December 2025 | $600 | $350 | $100 |
2027 | December 2026 | $250 | $150 | $100 |
Total | - | $2,250 | $1,350 | $700 |
Assurance Package U-Save
Eligible households will receive additional Assurance Package (AP) U-Save of up to $190 in FY2024, on top of the regular GSTV – U-Save.
In total, households will receive up to $950 in U-Save in FY2024.
Table 7: Assurance Package U-Save Rebates by HDB Flat Type
HDB Flat Type and Disbursement Month | Scheme | 1-and 2-room | 3-room | 4-room | 5-room | Executive/ Multi-generation |
|---|---|---|---|---|---|---|
April 2024 | GSTV | $95 | $85 | $75 | $65 | $55 |
B2024 | $95 | $85 | $75 | $65 | $55 | |
Jul 2024 | GST | $95 | $85 | $75 | $65 | $55 |
AP | $95 | $85 | $75 | $65 | $55 | |
B2024 | $95 | $85 | $75 | $65 | $55 | |
October 2024 | GST | $95 | $85 | $75 | $65 | $55 |
B2024 | $95 | $85 | $75 | $65 | $55 | |
January 2025 | GST | $95 | $85 | $75 | $65 | $55 |
AP | $95 | $85 | $75 | $65 | $55 | |
B2024 | $95 | $85 | $75 | $65 | $55 | |
Total amount | $950 | $850 | $750 | $650 | $550 | |
Learn more about Assurance Package.